Joint-stock commercial bank "SENAGAT"

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Joint-stock commercial bank "SENAGAT"

Joint-stock commercial bank "SENAGAT" one of the first commercial banks founded in Turkmenistan, has been formed by 22 founders-shareholders on October, 18th, 1989 as Turkmen commercial bank. The basic purpose of creation of bank is support of private entrepreneurs  and the enterprises engaged trading and industrial activity. On November, 20th, 1993 Turkmen commercial bank "Senagat" has been reformed to Joint-stock commercial bank "Senagat".

At present JSCB "Senagat" is public held  joint-stock company and operates according to Laws of Turkmenistan « About credit establishments and bank activity», «About joint-stock companies» and other acts of Turkmenistan, and also the Charter of Bank.

The Bank has the brunch network in all the velayat centers, and also in capital of our country and the cities of Turkmenbashy and Serdar of  Balkan velayat, 2 agencies and 4 points in capital and 5 points  in velayats. The quantity of clientele served by bank makes more than 41 thousand, from which 90 % physical persons and private entrepreneurs.

Banking services:

  • Crediting legal and physical persons;
  • Electronic remittances «Yanardag» and «Western Union»;
  • Electronic payments «AltynAsyr» and «Master Cart»;
  • Factoring and leasing operations;
  • Delivery of bank guarantees;
  • Various kinds of depositary contributions in national and in a foreign currency;
  • Payments in foreign countries on international payment system "SWIFT";
  • Services under the letter of credit;
  • Cash service;
  • Pay-sheet operations, etc.


Labour hours: 09.00 - 18.00
Saturday: 09.00 - 13.00
Sunday: free day

Address & Contacts:

av. S.Turkmenbashi, 42, tel.: (+99312) 45-31-33